Texas car accident claims: deadlines, fault rules and insurance, explained
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The rules for using this site and services, how disputes are resolved, and what you agree to when you submit information.
Two items on this page are still open: the contact details in section 18 and the arbitration opt-out address, and whether a Texas-focused site should carry Virginia or Texas governing law. Until the contact details are supplied, the 30-day arbitration opt-out cannot be exercised as written.
PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING OR USING THIS WEBSITE OR ANY RELATED SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, YOU MUST NOT USE THIS SITE OR SERVICES.
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PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
Agreement to Arbitrate. Except as set out below, you and National Claim Network agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or the Services (a “Dispute”) will be resolved through binding, individual arbitration rather than in court, governed by the Federal Arbitration Act (FAA).
Arbitration Provider and Rules. Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect. The arbitration will be conducted by a single arbitrator and may be conducted by telephone, videoconference, submission of documents, or in person in the county of your residence, at your election.
Class Action Waiver. YOU AND NATIONAL CLAIM NETWORK AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a class or representative proceeding.
Your Right to Opt Out. You may opt out of this arbitration agreement by sending written notice to the contact information below within 30 days of first accepting these Terms. Your notice must include your name, the phone number or email address you used, and a clear statement that you wish to opt out of arbitration. If you opt out, this section will not apply to you, but the remainder of these Terms will still apply.
Exceptions. Either party may bring an individual action in small claims court instead of arbitration. Nothing in this section prevents either party from seeking injunctive relief for infringement of intellectual property rights.
Severability. If the Class Action Waiver above is found unenforceable as to a particular claim or request for relief, that claim or request must be severed from arbitration and brought in court, and the remainder of this arbitration agreement will still apply.
If you have questions about these Terms, you may contact us at:
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Keep reading
Texas-specific information on crash deadlines, fault rules and insurance, with the statute cited on every page. Operated by National Claim Network. Not a law firm, insurer, or government agency.
This is attorney advertising. National Claim Network is a marketing and lead generation service that connects individuals with licensed attorneys. It is not a law firm, an insurance company, or a government agency, is not affiliated with or endorsed by the State of Texas, TxDOT, the Texas Department of Insurance or the State Bar of Texas, and it does not provide legal advice or legal representation. Nothing on this site creates an attorney-client relationship. Deadlines to file a legal claim vary by state and case type — in Texas the general personal-injury deadline is two years — do not delay in seeking legal advice.
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