Texas car accident claims: deadlines, fault rules and insurance, explained
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Two practical references for a Texas crash claim: what to capture and when, and which deadlines actually bind. Both are informational only.
The short answer
Neither tool evaluates a legal claim, predicts an outcome, estimates a value, or determines eligibility for anything. Any evaluation of a legal claim in Texas is performed solely by a licensed attorney.
In this guide
The tools
What to capture at the scene, in the first 72 hours, and in the first two weeks — ordered by how quickly each item stops being available. Open the checklist
The deadlines fixed by Texas statute, the first-party deadlines your own insurer is bound by, and the parts that take as long as they take. Open the timeline
What they are not
Neither tool asks for your personal information, and neither produces a result about your situation. They are reference material, not assessments.
There is no quiz on this site, no eligibility check, and no estimate of what a claim might be worth. If a site offers you a number for your claim before an attorney has seen the file, treat that number with suspicion — including on sites that look like this one.
Any evaluation of a legal claim in Texas is performed solely by a licensed attorney.
Common questions
No. Neither tool collects personal information. They are reference pages you can read and close.
No. It sets out the deadlines Texas statute fixes and explains what each one governs. Which deadline applies to a particular situation is a legal question for an attorney licensed in Texas.
No, and there will not be. Settlement outcomes depend on fault percentage, injury severity, documentation and the policy limits actually available. A calculator that does not know those cannot produce a meaningful number.
Sources
Every Texas rule stated here is taken from the primary source named below. The Texas statutes are published free by the Texas Legislative Council.
Keep reading
The first hour, the first week, and what Texas law requires at the scene.
Which policy responds, and the deadlines your own insurer must meet.
Editorial information
Spotted something wrong or out of date? We correct errors and log the change. See our correction policy and about page.
Next steps
Read the Texas rules that apply, or see how a request for attorney review works. General information only, not legal advice.
Texas-specific information on crash deadlines, fault rules and insurance, with the statute cited on every page. Operated by National Claim Network. Not a law firm, insurer, or government agency.
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